₹
₹
₹
₹
| Financial Component | Amount |
|---|---|
| Total Monthly Income | ₹ 0 |
| Total Fixed Obligations (EMIs + CC) | ₹ 0 |
| Available Disposable Income | ₹ 0 |
| Max Safe Loan EMI Capacity (50% Cap) | ₹ 0 |
FOIR Ratio Ko Kaise Behtar Karein?
1. 50% Rule Kya Hai?
Banks maante hain ki aapki salary ka kam se kam 50% aapke ghar ke kharcho ke liye hona chahiye. Agar FOIR 50% se upar jaata hai toh loan reject hone ke chances badh jaate hain.
2. Small Loans Close Karein
Naye loan ke liye apply karne se pehle chote consumer loans ya credit card balance ko clear karke apna FOIR ratio kam karein.
